Thursday, 31 December 2015

Wiggle, Wiggle, Wiggled Past Year 2015

2015
2015
2015
2015
2015
day by day, it just passed... and now it is out of sight,
and again it is time to reflect on what we had thrive
 & how we managed to weather the storm and survived ...
Twist & turn, our fate took a roller coaster stride,
In good times, we put our feet up & enjoy the ride,
During worst times, we took a bite of (life) lesson and cry.
What I mean is GST, who chose 4/1/15 to say Hi!
Oh, dear. Our disposable income slowly slipped out of sight.


There is a saying that "Money comes like a turtle and goes like a rabbit" which literally
defines that the pace of our income growth is way slower than the inflation growth.
I wish our government knows... but unfortunately, they dont.
Yet, they try to out-smart the rest, by saying 6% GST implementation will make the price
drop low, but wriggling through the storm in 2015, has proven it to be a BIG NO-NO.
The price of basic needs sky-rocketed like no tomorrow, and another minister suggested
we should take a second job, which I did .... SO??

So...
1. Getting a second job. (Working at a pet shop - shelter)
Weekend will never be the same again for me... 
        No more potato couch habit, & no more friends & family outing.
  • In return, I had gained some valuable soft skills & knowledge about animal care, customer service & what other deemed as trivial skills (fixing the broken pipes, mixing cements, unclogging a drain, & cooking food for the shelter animals)
  • I had expanded my networking circle... (*I realised there are many people out there, who weather the bad economical storm, and yet they are willing to part with their money, to feed, castrate the strays & rescue the injured ones)
  • Taking up a second job had drained my energy (*physically & mentally), as I have been working non-stop for 7 days a week... 
  • With the meagre side income, at least it will cushion my weekly expenses.
  • There is a saying goes "Its not how much you earn, it is how much your save"
  • Since then, I self-learned about financial education and also feeling privilege to receive free guidance from a financial guru. 
  • I learnt to live rich but frugally. 
  • And I never look back since.

2. Pursuing the long term fulfillment

 

(a) Purchasing a new (*imported) car

Sorry to say, I dont support local products (*films, cars ...)
In pursuit of long term fulfillment wants, you need to make many small sacrifices to get what you want. So, every cent counts. I saved hard on my earnings, and I grabbed the opportunity to changed my old second-handed car, to a brand new Suzuki Alto.
It may just be a humble beginning, but its striking existence proven that if we strive to upgrade our life, We Can! and We Will... and if we don't, we will always be at the same old spot ---- Keep complaining about factors that we cant control, wishing & praying for miracle to happen. 

If your complains keeps growing, wont change our life for better, but EFFORTS will.

(b) Trip to South Korea

It is strange that no matter which country you are originated from, you will always dream that you will be able to visit a particular country, if you are given a chance.

As for me, I grew up when the Hallyu Wave started.
Since then, I had been harboring a dream that I will be able to land my feet on its majestic shore.

Opportunity came knocking, 2 years after planning for a 'Cousins Trip" which consisted of we, cousins who grew up together. Alright, lets move back in time to April 10, 2015



On this fateful day, a team of 5 consisted of (3 Malaysians & 2 Singaporeans) took our own respective flight and meet up at KLIA2, and thats where our backpacking adventure started.

It was my very first backpacking trip and I do have some regrets which I think I could do better if I were given a second chance.


Well, here's the catch.

Although travelling (*via backpacking) in a group was fun, but ...

1. Sometimes, we need to bite the bullet, when it comes to compromising each other's wants & needs

     - (*Toilet break) 

        A member of the group was ill, on the day we departed for Korea. Our adventure               was interrupted, as she constantly bothering us for a toilet break.

    - Difference of interests.
      While the group members from Singapore, had been on sight-seeing to Korea, this
      time, they chose to ignore our intention to visit places, and focus solely on food &             shopping haven. 
but overall (April 10, 2015 - April 19, 2015), it was a fun ride, and I wish I will be able to make up to the losses by joining a tour trip to Korea in future. 

3. Bonuses CUT in Income
To add salt to injury, the company I used to take pride of working hard for (*despite constant advises that I should learn to work smart) had decided to reward the filthy rich shareholders by further reducing the monetary benefits for their employees.

Yes, they do know the rule "In each decision you make, you cant please everyone!"
So, they chose to sacrifice the needs of the needy ones (*their employees)

They cut their employees bonuses, and further reduced their employees KPI (*Key Performance Index) who contributed towards the company's growth and lent a hand in company's event preparation... 

They heartlessly let the employees down, & hope that these people will feel motivated to continue to go extra miles for the company. 
Shakespears said "To be or not to be, that is a question" 

If we lose our momentum to go extra miles, we are putting our career in line.
If we do, the management team will think that it is ok to further cut down on those benefits. We, employees will accept it with open heart. We employees can still cope well without these extra monetary benefits. 

In a nutshell, intelligent people will diversify their financial portfolios and wont put all their eggs in one basket, but at the same time, learn to safeguard their keeps from schools of financial piranhas.


With this, I end on a high note that I managed to wiggle, wiggle, wiggled through 2015' with low and high tides, but now it is time to say Goodbye, and bid 2016, with a new sets of revolution to strive.







Wednesday, 23 December 2015

Private & Controversial Mind of A Singleton



 Christmas is approaching, 
Soon, I will be approaching my 30's
Time flies and keep ticking,
without stopping & rewinding.

The time has changed,

yet people's perception remains,
As a woman, you need a man!
If you don't settle down, then
your life will be Damn!!%*^#&$99)($#()

Singleton by choice,

Getting hitched with pride,
We all think different, yet alike,
Pursuing the path that we like,
to seek fulfillment in our lifetime.


It is quite alarming to know that Malaysian population are shrinking.
(especially the Chinese Malaysians)
- See more at: http://www.themalaymailonline.com/malaysia/article/study-by-2050-seven-out-of-10-malaysians-will-be-muslims#sthash.yzeT936a.dpuf

"When it comes yo declining birth rates, the government wants

Malaysian to worry less about quality, and focus more on quantity."
the statements reflects on how desperate Malaysian government is,
in tackling on this alarming issue.


 No matter what happen, even if the human species is facing extinction...

Singletons stay firm on their decision to stay single by choice. 
Yes! people like us are constantly receiving pressure
from friends & family to find a partner & settle down. 
I believe some will most probably cussing us making such a selfish decision.

Hear us out, folks...before you make any lopsided judgement on singletons



1. FREEDOM
Everyone has 24 hours a day,
                               7days a week,
                                      365 days a year.
If you think that you have additional time to spend with your family, friends & on yourself, after having a partner... YOU ARE ILLUSIONAL.
Those time, are originated from the personal time you used to spend 
with you family & friends.

As time passed, you will realize that the ratio of time, you spent with your partner are 
more than with your family/friends or spending solitary time doing what you enjoy most (*combined)
Sometimes, you have to make a decision that gives a win-win situation for both parties.

Reason: Relationship is all about compromising & committed to each other. 



2. RESPONSIBILITIES
Unless you are only interesting in flirting around, usually a loving relationship will lead to marriage. Centuries had passed, and providing a status in the book of law, is well preserved. That is where the responsibility sprouted from a root to branches in a family tree.
During courting times, you are only getting involve in your partner's life. 
   but after marriage, it is not a matter of two individuals, but of two families.
       - you will find yourself getting involve in your own family's affair as well as your 
         lifetime partner's. Do your homework on how you can juggle your dual roles well as a 
         daughter/son and son/daughter in-law.
       - and the remaining time, you need to focus on own children's welfare & career.

Do you still have enough time for yourself??

3. FINANCIAL

Before you consider about the government's effort to increase the population, look into your own pockets...
  In reality, everyone (*including the ministers) only worry about their own pockets. 

GST, inflation and depreciation of currency value have caused the price of basic necessity

sky-rocketed, while your coffer growth remains stagnant. 
         What did the same ministers who plead the people to worry less about quality and 
         focus on quantity do to ease your financial burden??

                Have they make any effective move that will help you to increase your coffer? 
                --  NO.
                Have they step up to provide subsidies for your children's welfare? -- NO.

So, why should we, singletons oblige the government's effort to settle down & increase the population, when our coffer is shrinking day by day? Increasing the population will only increase these minister's coffer via GST, as our saving diminishes into the 'nation's coffer'


When you have a meagre income, every cent counts.

When you have more financial responsibilities on others, you will have less for yourself.

4. Hardship


During this economy slowdown, are you having a hard time to make ends meet?

Do you feel safe, as the recent global crime gets more violent and ruthless?

The world is no longer a nice place to live, as people are getting more satanic in the name of God/religion. If suicide bombing & massive killing are preached as a religious act, and not a sin, the world is in a verge of self-destruction. 

Good health may no longer prolong our expiry date... and our future are bleak.
    We cant help but to worry for our own safety... 
      we might not know when we might be at the wrong place, at the wrong time... as such
      criminal act just happened unannounced.

  Why should we dedicate our lives by fulfilling others, and sidelining our own?
  Why should we produce 'another being' to consume our scarce resources, and 
 ride on the hardship together, for the sake of contributing towards population growth?
    
Reason: Singleton just want to spend every moments of their life
on pursuing what they enjoy most (*without restrictions)
 and live their life to the fullest. 


5. Purpose of Life
After getting into a relationship, you may enjoy
 * dining at restaurants
 * Overseas adventure
 * Hanging out frequently with friends 

but.... you lose your purpose of life. 
Your main concern will most probably evolves around your partner...
 --- Have he/she taken his/her meal?
    ---- why isnt she returning my call/reply my message?
      --- I wonder what is he/she doing right now?

or just a (*sigh) I miss him/her so much... after a period of separation.

These thoughts occupied every inches of room in ones brain, that there is no space to have a second thought about the true purpose of life.
        ---- What they themselves actually want to achieve in life?


Till the end, ones can only summed up as
          "settling down with an ideal partner, and live happily ever after"

but for a singleton, we believe we can achieve more,
  whether in contributing back to the society...
than just a babies making producers.
 to do what we think is best in nurturing our own soul..
there are many other earthling out there who needs us...



























Friday, 4 December 2015

Live Your Freedom


The meaning of freedom is to live 
every second in life to the fullest.